Entries from March 2010 ↓

Associated with finance, the most secure solution is to save the primary. By saving we can ensure our future, family and children are protected. percentage that must be saved for the future or saving ratio that ranges from 10% – 50%, so we can limit the amount of expenditure to what extent. amount of savings fund that is owned today. amount of remaining installments for as cuentas bancarias for your account.

Third, financial goals to be achieved within the next 5-25 years. And from 3 aspects, then we can divide the savings for some purposes, namely: First, you must have an emergency fund, at least 3-6 times per month family expenditures in the form of savings or deposits as in depositos bancarios site. If not there, try my best to have it by saving as a percentage to 30-50 percent of this fund is formed. Second, if you have a mortgage and car, try not to exceed the amount of 30 per cent of the revenue that could still try to set a side about 10 percent for savings. Third, if you’re saving for school fees or retirement funds, make an estimate of how much money will you need later and save your money routinely according to estimates.

Because of high percentage of savings will depend on the size of your goals and time period to do so with Cuenta de Ahorro. Insurance premiums that can be classified as a savings account is just for insurance products with cash value or investment value, such as education and retirement insurance.

People have many different weaknesses, but one of the most common is vanity – the sense that we are somehow special, endowed with extraordinary abilities and attractive to the opposite sex. Unfortunately, most of us are slightly overweight and “ordinary”. If we are attractive, it is only to those who are equally ordinary. Yet, there is a major industry “out there” which sucks up money from all those people who want to look better. It ranges from a little foundation powder to hide blemishes, lifts in shoes to add an inch, to the more extreme forms of body renovation and redesign through different forms of cosmetic surgery. For men, the great fear is loss of hair. Whereas women can more easily hide under hair pieces and wigs, men are routinely mocked if they suddenly appear in public under a rug. Go back a few centuries, and mountebanks would ride their wagons into town to sell quack medicines – pills to cure all ills, potions to rub on the affected areas and liquors to drown all pains. Their plan was simple. Sell as much as possible in one day and then ride the wagons quietly out of town that night. It was dangerous to stay until the deceptions were discovered. Angry people do not ask for the return of their money politely. Continue reading →